Credit Diagnostics
If money has been feeling heavy lately and every
NYK is a numbers-first financing and debt advisory. We’re here for people who don’t want “sales talk” — they want a calm, independent view of what’s realistic before they sign anything.
Sometimes the issue isn’t your income. It’s the paperwork. Missing pages, wrong format, unclear proof, or documents that don’t match can slow things down or quietly kill an application.
Document Prep helps you organise everything neatly and correctly before submission, so your case is easier to assess and less likely to get stuck halfway.
After this, you’ll walk away with:
We keep it practical. We help you gather, sort, and label your documents properly, then we check for missing items and common mistakes that cause delays.
Because banks assess based on what they can verify. If documents are incomplete or unclear, the case can slow down or get rejected even when the profile is okay.
Yes. Start with what you have. We’ll tell you what’s missing and what matters most to complete first.
Yes. The document requirements differ, so we organise it based on your income type and situation.
No. But it reduces avoidable mistakes and helps your case move smoother because the submission is clean and consistent.
No. Never share passwords, OTP, or TAC. You only share the documents or statements you’re comfortable providing.
If money has been feeling heavy lately and every
If your monthly payments are getting harder to keep
If you’re thinking about taking a new loan, refinancing,